Workers Compensation in New Jersey
Workers’ compensation insurance provides a safety net for employees and employers in New Jersey. The coverage is required by law to help with job-related illness, injuries and deaths. As a physical therapy practice, Performance Rehabilitation works closely with New Jersey employers by offering treatments under workers’ compensation coverage at our Totowa and Lafayette Township facilities.
Understanding Workers’ Compensation
New Jersey law requires that employers have a way to cover injuries, illnesses, disabilities and deaths of workers while on the job. Coverage for medical expenses must be provided through federal programs or workers’ compensation. Employers also have the option to have other types of self-insurance, but must obtain approval prior to pursuing this avenue.
In New Jersey, workers’ compensation is a “no fault” type of coverage that allows for:
- Permanent total benefits
- Temporary total benefits
- Death benefits
- Permanent partial benefits
- Medical benefits
No fault means that workers are covered without considering if the employer or employee are at fault for the injury, accident, disability or death. Workers’ compensation also protects employers, because employees cannot bring about a civil case except in very limited circumstances.
How Does Performance Rehabilitation Help with Workers’ Compensation?
Performance Rehabilitation works closely with employers and employees under workers’ compensation. We offer physical therapy services that help employees return to work. We also support employers by offering preventive ergonomic and body mechanic assessments.
Under New Jersey law, employers are required to have coverage under workers’ compensation when other options are not available. Performance Rehabilitation enhances workers’ compensation outcomes by offering both preventive and rehabilitative physical therapy services. Contact Performance Rehabilitation, located in Totowa and Lafayette Township in New Jersey, to learn how we can help your company meet the requirements under workers’ compensation.